Furniture, home appliances and mobile phones — split the price into 3–12 equal monthly payments. The price you see is the price you pay. Nothing more.
Every plan follows the Murabaha model: we buy the item, then sell it to you at the same cash price — divided into fixed installments.
Pick the furniture, appliance or phone your home needs from our partner stores.
Share a few basic details and get a quick decision — no lengthy paperwork.
MysaraPay purchases the item and resells it to you at the same price, split into monthly installments.
Fixed installments, same total as cash. No interest, no compounding, no surprises.
Real products for real homes — furniture, household essentials and the latest mobiles.
Enter the item price and pick a plan. With 0% interest, the math is beautifully simple.
No interest-based lending. No fine-print traps. Just a clear, asset-backed sale.
Zero interest is charged or compounded at any point — not on the plan, not on late payments.
The total is agreed upfront in the contract. Your installments can never increase it.
Every plan is tied to a real product you take home — a genuine sale, not a cash loan.
Missed a payment? No compounding penalties. We work out a revised schedule with you, transparently.
Everything you need to know before you apply.
Yes. Your total payments always equal the cash price of the item (minus any down payment). We earn from our retail margin with partner stores — never from interest on your installments.
We use the Murabaha model: MysaraPay buys the product and sells it to you at an agreed price paid over time. It's a transparent sale of a real asset — not an interest-bearing loan — so there's no riba.
Residents of India aged 21 and above with a valid ID and proof of income. Approval is quick and most applicants hear back the same day.
Life happens. Contact us and we'll revise your schedule — no interest or compounding penalties are ever added to your balance.
Absolutely — settle the remaining balance any time with zero extra charges or fees.
Furniture, household appliances and mobile phones / electronics from our partner stores across India. Have a specific item in mind? Send us the link on WhatsApp and we'll arrange it.
Tell us what you need — we'll reply with your personalized halal installment plan.